The Aagama way
Deep Sector Expertise
Investing exclusively in AI-first technology infrastructures, regulated fintech, and embedded finance distribution— solving for local, cross-border, and global needs from India.
Being Honest with Founders
Providing unbiased inputs, connections, and guidance on product management, GTM, corporate structuring, legal, finance, and regulatory compliance.
Connected Capital
Our generational mission brings together founders, operators, investors, and professionals to co-create solutions — not just observe from the sidelines.
Hands-On Approach
Combining capital, operational expertise, and ecosystem insights to help founders turn bold ideas into measurable impact.
Our Approach
Geographies
We currently invest only in companies based in India, regardless of the founders’ nationality. From 2026–27, we may also consider Indian founders building companies outside India.
Investment Ticket Size
We typically invest between INR 8–15 crore in Seed to Series A opportunities, with our sweet spot at INR 10–12 crore. Round sizes usually range from INR 15–50 crore, depending on whether we invest alone or with co-investors. We are happy to lead a round, but can also participate as a follow-on investor.
Funding Timeline
As early-stage investors, we aim to move quickly. On average, it takes 4–5 meetings over a few weeks to get to a term sheet. From there, closing the round—including syndication, diligence, and paperwork—can take another 1–2 months before funds are transferred. We will begin investing in Q1 CY 2026.
Our Focus Areas
AI-First
Infrastructure / Rails
Technology platforms such as core banking, loan management, cybersecurity, and data engineering & analytics. We look for teams with a global-first mindset in this space.
Core Fintech
Services
Regulated solutions across payments, lending, savings, wealth, and insurtech—built for India’s domestic market or with cross-border applications.
Embedded Finance
(X-fin)
Solutions that integrate financial services into adjacent sectors such as healthcare, agriculture, and marketplaces.
Our Team
Aagama Ventures is the continuation of years of entrepreneurial, operator and investing journeys that began as The Fintech Meetup, YAN Fund and Betaplus. Now institutionalised to serve a broader mission, our team brings together the conviction that India’s fintech innovation will not only power its domestic growth story, but also shape the future of financial services globally.
Shubhanga Prasad
Shubhanga brings deep expertise in fintech, product, and venture investment landscape. Former COO & Head of Product at OakNorth, he has led large-scale tech and product teams. He has also invested in over 45 fintechs, achieving 10 exits and 3x DPI. Based in London.
Pankaj Singh
Pankaj brings deep experience across banking, venture investing, and fintech ecosystems. As Co-Founder and GP at YAN Fund, he has backed 20+ fintech and SaaS startups. With prior roles at Amex, GE, BofA, Kotak, and ICICI, he specialises in trade finance and treasury.
Nikhil Agrawal
Nikhil Agrawal is a finance professional with 13+ years of experience across accounting, reporting, and compliance. As Programme Manager at Betaplus Capital Partners, he drives financial operations, investment oversight, and client delivery with analytical precision and strategic rigour.
Aditya Sharma
Aditya Sharma is an incoming professional completing his MBA in Finance & Analytics from O.P. Jindal Global University. He possesses relevant experience from the private banking sector at Motilal Oswal Wealth Ltd., where he collaborated on portfolio reviews and market trend reports with senior strategists. Further, he's been actively invovled with the startup ecosystem through his role at the IDEATE Lab, JGU, where he supported entrepreneurial initiatives and contributed in successfully building a community of over 250 venture builders, angel investors, and industry mentors.